Topics covered in the Life and Health Insurance Exam include;
Life and Health Insurance Basics: Types of losses and benefits Uses of life insurance Underwriting and policy issue and delivery Producer’s responsibilities
Life Insurance Policies: Term policies Traditional Whole Life policies Universal Life and Variable Life policies Other specialized policies Types of annuities Uses of annuities
Types of Health and Disability Policies: Medical expense insurance Disability income policies Group health insurance Long-term care
Policy Provisions, Options, and Riders: Standard provisions Types of beneficiaries Disability riders Nonforfeiture options, dividend options, and settlement options
Medicare and Medicare Supplements Tax Considerations for Life and Health Insurance Applicable state regulations
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